Chapter 7 Bankruptcy

Chapter 7, also known as liquidation bankruptcy, in most cases, allows you to eliminate unsecured debts such as credit card debt, medical bills, payday loan and money judgments. Chapter 7 can also discharge your personal liability on secured debt.

Chapter 13 Bankruptcy

Chapter 13 bankruptcy allows clients to reorganize their debts and pay their creditors in accordance with a Chapter 13 Plan which usually range from three to five years. Monthly plan payments are made to the bankruptcy Chapter 13 Trustee.

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